Reports

Spending Habits of Undergraduates Report 03-04

The purpose of this study was to assess student spending patterns as related to debt, credit card use, and employment at The Ohio State University. By understanding student spending habits and the financial circumstances in which they live, university initiatives and policies can be implemented to assist students in managing their finances, establishing responsible credit card use, and finding employment that is conducive to achieving academic goals. In this report, comparative data from similar surveys conducted in 2003, 2002, and 2000 are presented. In addition, in 2003, data from the student database and financial aid database were also used allowing for examination of the relationship of various kinds of debt and student progress.